What We Offer

We offer only the finest F&I products and services in their categories, supported by the finest F&I service and training in the industry! Every product is vetted to ensure that the services offered by the product are backed by the most solid and reputable administration and insurance carriers. Each product is as gilded as the service that supports the growth of F&I profits and adherence to all of the laws surrounding each transaction in the F&I office.

Our unique selling system that embraces the growth of F&I profits using a customized menu is based upon the customer's needs surrounded by selling techniques that adhere to the law governing each sale. We train your entire staff on all of the relevant laws pertaining to their specific duties in the dealership to minimize your risk of a lawsuit arising from an employee's negligence or ignorance of the law. In addition, we provide training for the Sales, F&I, and Service departments to maximize profits!

This selling system which we train from is called the “ProfitCompli” Selling System. It is supported by a Sales Department properly setting up the initial sales steps for F&I. The system ensures that both F&I income and compliance to the law are always paired together for a highly effective sales process that starts in the Sales Department and ends up in the F&I Department. We continue to train through the Service department to identify additional profit opportunities and customer retention. Customer retention in the service department with increased F&I product sales improves a dealership's absorption factor.

The “ProfitCompli” Selling System has never been more needed by dealerships to grow their wealth and thrive in these challenging times. Since 1999, there have been an increased number of laws passed that must be followed throughout the dealership. Finance/Lease reserve has been diminishing due to lower caps by all lenders and flats paid by lenders. The recent economic crisis caused by the financial institutions has lead our lawmakers to enact more restrictive lending rules that will surely lower the ability of the F&I department to depend on finance/lease reserve as a viable income stream. The only real growth area for dealerships is in F&I Product Sales. All of these products qualify for additional wealth building plans, like retrospective and reinsurance, to even further maximize profits for the dealer and provide a more efficient tax platform for growing wealth from the sale of all the F&I products.

By following our selling system, you build trust with a more educated buyer. More trust means a more consultative selling approach. Customers make informed decisions in a shorter time frame to buy a “package of F&I products” suited for their ownership needs. A packaged approach to selling F&I is more profitable than the traditional outdated old school step selling approaches.

Our patented selling system means more profits to the dealership and it reduces the risk of costly fines and lawsuits against the dealership that do not understand and follow the law.

Many of the solutions listed below are recommended (after our initial evaluation) to improve compliance and provide your dealership with a risk based defensible platform against expensive lawsuits and provide sustainable F&I profitability.

Products

To view a description for each Product or Solution, simply hover over the title.

Vehicle Service Contract Program

Provides mechanical protection beyond the standard factory warranty or limited warranty.

Tire and Wheel Program

Protection for on-the-road emergencies such as glass, nails, potholes and other debris.

Environmental Service Contract Program

Protects exterior against the damaging effects of the environment not covered by the factory warranty.

GAP Program

Pays the difference between the insurance settlement and your loan balance in the case of total loss.

Theft Deterrent Program

Helps prevent your vehicle from being stolen using traceable marking labels.

Vehicle Replacement Program

Helps prevent your vehicle from being stolen using traceable marking labels.

Multi Product Program

Four levels of protection for your new vehicle including Dent and Ding, Windshield Repair, Roadside Assistance, and Tire & Wheel (commonly called Hybrid Products).

Lease Wear and Tear Program

This protection covers items that would be considered 'excess wear and tear' on the vehicle according to your lease agreement and pays for the damage at the end of the lease.

Pre-Paid Maintenance Program

A convenient and affordable way for you to maintain your vehicle according to the manufacturer's recommended maintenance schedule.

Roadside Assistance Program

Protection for on the road emergencies such as 24 hour towing, locksmith service, battery jump-starts, flat tire change and/or delivery of essential fluids including water, gas, or oil.

PaintLess Dent Repair Program

Convenient repair for minor dents and door-dings without the need for expensive and time consuming body shop repairs.

Windshield Protection Program

Repair or totally replace chipped or cracked windshields without any deductible or insurance claims to file.

Vehicle Appearance Protection Program

Hybrid coverage for scuffs, chips, cracks and burns.

Key Replacement Program

Lost or stolen key replacement program.

GPS Enabled Theft Recovery Program

Vehicle recovery and tracking system using cutting edge GPS and wireless technology.

Bi-Weekly Payment Program

Alternative payment program that provides automatic debiting, online availability to review or modify account information, and cutting edge technologies to ensure safe and proper processing of payments.

Identity Theft Protection Program

A customized recovery plan is established and assistance will be provided until all aspects of the victim's identity has been fully restored to pre-event status.

Solutions

Customized F&I Training

'ProfitCompli' Selling System analyzes the entire operation in terms of how a business is presently conducted, goals are set to improve dealerships bottom line and compliance with regulations that govern the dealership's operation, followed by complete support and training needed to implement our recommendations.

F&I Income Development

'ProfitCompli' Selling System analyzes the entire operation in terms of how a business is presently conducted, goals are set to improve dealerships bottom line and compliance with regulations that govern the dealership's operation, followed by complete support and training needed to implement our recommendations.

F&I Recruiting

Identifies, evaluates, and presents top executives and management talent in areas such as marketing, operations, financial, and top ranked professional sales leaders through a guided process.

Customized F&I & Sales Management Reports

A variety of strategic reports are generated upon request or dynamically with data pulled from leading Dealership Management Systems (DMS). The system collects, processes and displays the data needed to manage every facet of an F&I operation in both daily and historical reports.

Personality Profiling

Identifies, evaluates, and presents top executives and management talent in areas such as marketing, operations, financial, and top ranked professional sales leaders through a guided process.

Sales Training

'ProfitCompli' Selling System analyzes the entire operation in terms of how a business is presently conducted, goals are set to improve dealerships bottom line and compliance with regulations that govern the dealership's operation, followed by complete support and training needed to implement our recommendations.

Sales Recruiting

Identifies, evaluates, and presents top executives and management talent in areas such as marketing, operations, financial, and top ranked professional sales leaders through a guided process.

F&I Compliance Audit

The web based, streamlined 'ProfitCompli' platform provides the audit tools necessary to ensure that compliance remains in place for all dealership employees, which in turn prevents expensive lawsuits and guarantees sustainable profits.

AFIP Certification

The AFIP Certification Program is a college-level continuing education program designed to give in-dealership F&I professionals and lender and vendor support personnel the regulatory and legal knowledge necessary to excel and a strong foundation for industry-specific ethical practices.

OFAC Compliance

OFAC is an Agency that administers and enforces economic sanctions against hostile targets to advance US foreign policy and national security objectives. The OFAC prohibition applies to all business transactions within the dealership, including new and used car sales, car parts sales, sales of services, and car rentals.

GLB Compliance

The Privacy Rule governs how your dealership shares information about customers who obtain or apply for credit or lease products from your dealership.

Safeguard Compliance

Safeguards Rule addresses how your dealership protects information about its finance and lease customers.

Do Not Call Compliance

The policy ensures compliance with all applicable Federal and State laws and regulations regarding telephone calls or messages left as an attempt to make such calls.

CanSpam Act Compliance

The policy ensures compliance with all regulations pertaining to unsolicited commercial emailing.

Red Flags Rule Compliance

The rule requires auto dealers who engage in financing activities to establish an Identity Theft Program that is designed to detect, prevent, and mitigate identity theft.

IRS/Fincen 8300 Act Compliance

Requires any person in a trade or business who receives more than $10,000 cash in a single transaction, or in related transactions, to file combined IRS and FinCEN Form 8300.

Fair Credit Reporting Act Compliance

Requires that consumer reporting agencies adopt reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a manner that is fair and equitable to the consumer with regard to the confidentiality, accuracy, relevancy, and proper use of the information.

Magnusson - Moss Warranty Act Compliance

A federal law that requires manufacturers and sellers that offer written warranties with their consumer products to provide customers with complete information about the warranties being given.