Products

We offer only the finest F&I products and services in their categories, supported by the finest F&I service and training in the industry! Every product is vetted to ensure that the services offered by the product are backed by the most solid and reputable administration and insurance carriers. Each product is as gilded as the service that supports the growth of F&I profits and adherence to all of the laws surrounding each transaction in the F&I office.

If you have any questions or would like more information about our pricing, please contact us.

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REINSURANCE AND RETROSPECTIVE PROGRAM

  • The industries finest reinsurance and retrospective program that enhance the dealership’s ability to build additional wealth
  • Only reinsurance program that has been tested and approved by the IRS
  • Offering tax efficiency and transparency on all products

AUTO APPEARANCE PROGRAM

  • 3, 4 and 5 year coverage terms
  • Repairs are made to interior and exterior of vehicle
  • Scratches, paint chips, wheels, leather damage covered

BI-WEEKLY PAYMENT PROGRAM

Alternative payment program that provides automatic debiting, online availability to review or modify account information, and cutting edge technologies to ensure safe and proper processing of payments.

  • Improves closing ratios for design deals
  • Shortens payment schedule for customer loans/leases
  • Supports F&I in increasing product sales

COMPOSITE PRODUCT PROGRAM

  • Emergency Towing and Roadside Assistance
  • Windshield Repair Protection
  • Tire Repair/Replacement
  • Wheel Repair/Replacement
  • Dent and Ding Protection

ENGINE FOR LIFE PROGRAM

  • Replaces the engine for the owners life of the vehicle
  • Supports customer retention through increased service visits
  • Builds increased sales of used cars

ENVIRONMENTAL SERVICE CONTRACT PROGRAM

Protects exterior against the damaging effects of the environment not covered by the factory warranty.

  • Covers all of the exclusions of the factory warranty, one time application
  • Covers both interior and exterior

GAP PROGRAM

Pays the difference between the insurance settlement and your loan balance in the case of total loss.

  • Loan/Lease terms to 84 months
  • Maximum payout is $50,000
  • Customer’s deductible covered up to $1,000
  • Additional customer retention program available-pays
  • $1,000 for customer to return to the selling dealer for next purchase
  • Pays up to 1 past due payments owed to the lender
  • No charge back option available

GPS ENABLED THEFT RECOVERY (LOJACK) PROGRAM

Vehicle recovery and tracking system using cutting edge GPS and wireless technology.

  • Improves peace of mind for customers against theft
  • Allows customers to control the location of their vehicle
  • Supports F&I in increasing product sales

IDENTITY THEFT PROTECTION PROGRAM

A customized recovery plan is established and assistance will be provided until all aspects of the victim’s identity has been fully restored to pre-event status.

  • Improves peace of mind for customers against having their personal identification stolen
  • Allows customers to have complete concierge FCRA approved advocates handled their case

KEY REPLACEMENT PROGRAM

Lost or stolen key replacement program.

LEASE WEAR AND TEAR PROGRAM

This protection covers items that would be considered ‘excess wear and tear’ on the vehicle according to your lease agreement and pays for the damage at the end of the lease.

  • Covers up to $5,000 of damage on wear and tear items
  • Maximum term is 72 months
  • Maximum MSRP is $125,000
  • Available for all residual based finance programs

MULTI PRODUCT PROGRAM

Four levels of protection for your new vehicle including Dent and Ding, Windshield Repair, Roadside Assistance, and Tire & Wheel (commonly called Hybrid Products).

PAINTLESS DENT REPAIR PROGRAM

Convenient repair for minor dents and door-dings without the need for expensive and time consuming body shop repairs.

  • Removes dents and dings without damage to the paint
  • Covers all body dent and ding repairs
  • No limits on service calls
  • Up to 5 years of coverage

PRE-PAID MAINTENANCE PROGRAM

A convenient and affordable way for you to maintain your vehicle according to the manufacturer’s recommended maintenance schedule.

  • Completely customized from L.O.F. to Factory coverage, to meet any customer’s needs
  • Available for new and used vehicles
  • Turn key program that includes brochures, customer ID cards with Dealer logo, and state of the art marketing materials
  • Management reporting tools available to measure service R.O. up-selling

ROADSIDE ASSISTANCE PROGRAM

Protection for on the road emergencies such as 24 hour towing, locksmith service, battery jump-starts, flat tire change and/or delivery of essential fluids including water, gas, or oil.

THEFT DETERRENT PROGRAM

Helps prevent your vehicle from being stolen using traceable marking labels.

  • Maximum payout is up to $8,600 term is 5 years
  • Vehicle must be a total loss as a result of a theft, recovered or unrecovered
  • Body labeling application

TIRE AND WHEEL PROGRAM

Protection for on-the-road emergencies such as glass, nails, potholes and other debris.

  • Covers road hazard damage to wheels and tires
  • Optional curb damage available
  • No limit on tire or wheel replacement costs
  • 24 hour road side assistance for tire repair, flat tires
  • Emergency Travel Expenses for lodging/meals
  • Mounting and balancing costs are covered
  • Local and State taxes are covered

VEHICLE APPEARANCE PROTECTION PROGRAM

Hybrid coverage for scuffs, chips, cracks and burns.

VEHICLE REPLACEMENT PROGRAM

Helps prevent your vehicle from being stolen using traceable marking labels.

  • Replacement Cost Value up to MSRP on new vehicles or NADA retail on used vehicles
  • Replacement of the stolen vehicle
  • Maximum payout is $25,000, term is 5 years
  • Vehicle must be a total loss as a result of a theft, recovered or unrecovered
  • Body labeling application

VEHICLE SERVICE CONTRACT PROGRAM

Provides mechanical protection beyond the standard factory warranty or limited warranty.

  • Wear and Tear Exclusionary Coverage for New and Used Car Plans
  • Seals and Gaskets Covered
  • $0 deductibles available
  • Light Commercial Use coverage
  • Coverage available up to 150,000 miles
  • Rental Car coverage
  • Roadside Assistance coverage
  • Trip Interruption
  • Saturday Claims Hours
  • Retail payment for parts and labor

WINDSHIELD PROTECTION PROGRAM

Repair or totally replace chipped or cracked windshields without any deductible or insurance claims to file.

  • Up to 5 years of coverage
  • Repair or replacement of windshield
  • Unique and easy treatment process enhances driving in rain and at night